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The Most Advanced Card
on The Planet
Your Capital, Reimagined
Spend against your investment portfolio — without selling a single share
No Capital Gains Tax
Access capital without triggering taxable events from selling positions.
Spend Without Selling
Your portfolio stays fully invested while you unlock spending.
No FICO, All You
All it takes is being invested in the US stock market to qualify — nothing else.
Dynamic Credit Lines
Limits move with the market, expanding and tightening automatically to match your portfolio and optimize risk.
The User Experience
1. Link Your Portfolio
Connect your brokerage account in seconds — simple, secure, seamless
2. Instant Approval
If you’re invested in the US market, you’re in. No FICO scores. No complex paperwork.
3. Unlock Your Line
We calculate a percentage of your portfolio as spendable capital, in real time.
4. Spend Without Selling
Swipe anywhere. Your holdings stay invested, and no capital gains are triggered.
5. Always Dynamic
Your line expands and contracts automatically as the market moves — built-in protection at all times.
6. Complete Transparency
See every limit, every safeguard, and every move in-app, with full control in your hands.
A New Standard in Finance
Not debit. Not credit. Capital.
The card that creates its own category.
A New Way to Access Wealth
For years, access to capital meant credit scores, complex loans, or selling your assets. We built something different — a way to spend without liquidation, while your investments keep compounding.
Capital Without Compromise
Traditional banks profit on debt. Traditional cards add friction. The Capital Card is neither. It unlocks liquidity instantly — no sales, no taxes, no trade-offs. We reward you for investing.
Democratizing the Exclusive
Margin loans and SBLOCs were built for active traders and institutions, with layers of complexity and restrictions. The Capital Card was built for all investors — simple, seamless, and always in real time.
A Card That Speaks Before You Do
Already nearly twice the weight of an Amex, the card is now being fully redesigned to set new industry standards in both form and function — matching the unprecedented technology behind it.
Our Mission
CS Capital Technologies Inc.
[1]
Strengthen U.S. Markets
Fuel investment activity by unlocking liquidity directly from portfolios — without selling shares or destabilizing positions.
[2]
Expand Investor Buying Power
Empower every investor, not just the elite, with access to capital that grows as their portfolio grows.
[3]
Put Idle Capital to Work
Turn static, unrealized gains into real economic activity — moving trillions back into circulation at scale.
[4]
Redefine Lending
Replace unsecured debt with secured, asset-backed capital — a safer, smarter foundation for both users and the economy.
Headquarter Operations
Philadelphia, PA
New York, NY
CS Capital is not just a card company — it’s a new financial infrastructure.
We transform portfolios into liquidity, allowing wealth to be spent, preserved, and grown without compromise.
2025 - CS Capital Technologies Inc.
CS Capital
Proprietary IP